Home Improvement Loan (No Collateral Required) This type of home improvement loan lets you borrow without using your home as collateral. And, you can do all the work yourself since a contractor is not required. This loan lets you borrow what you need from $500 up to $10,000, at a rate that’s typically lower than payday loans or credit cards.

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But from 2012 to 2017, Tennessee officials reported an estimated 5,000 professionals to occupational boards for loan default. And in Texas, more than 4,200 professionals, including nurses and teachers.

Christian Johnson is the Park Cities-Kessler Park Branch Manager for Caliber Home Loans. He has more than a decade of mortgage experience in listening to customers’ needs and determining the right path for present and future financial success. Christian is widely considered the "go to guy" in the mortgage industry.

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A home equity loan is a type of second mortgage.Your first mortgage is the one you used to purchase the property, but you can place additional loans against the home as well if you’ve built up enough equity.Home equity loans allow you to borrow against your home’s value over the amount of any outstanding mortgages against the property.

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Nonbank mortgage lender Caliber Home Loans announced on Thursday it has named Justin Lally. She’s a graduate of the University of North Texas..

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